Please no rude comments, only constructive responses. Long story— So my mom kicked out my dad and threw out all his stuff with him when I was in high school. My mom basically had her lawyer tell us (6kids) that we couldn’t live with my dad because the law said we had to stay with my mom. That didn’t make sense to us because we knew friends who lived with their dad but we didn’t know enough. An... More
Baby is nearing 1 year old that’s when I plan to wean, and I still have a huge stash of frozen BM. Originally I thought to donate it once she turns 1 year but then I realized, some moms nurse until 2 years or so. So they didn’t switch to whole milk at 1 year, so why would I donate my milk? Right? i can save money by using up my frozen stash after I wean then eventually moving to whole milk.... More
We are putting our three month old in an in-home daycare facility, which is very close to our home (and she’ll be the only child at the moment!) The caretaker has asked for cash weekly. Does anyone have experience with in-home daycare payments? Should we be asking for receipts so that we can use our FSA dollars? Because she is running her own business, we don’t have to be concerned about how sh... More
I dont know anywhere else to ask. Google is not helping and my pediatrics says theyre limited or whatever. We got new health insurance through my job. Before that we had medicare for my son and I. We go in for his appt, they say our medicare doesnt end until end of Feb so I should still use that one instead of my new one. We got mail yesterday from my new insurance explaining our benefits a... More
I left a previous job to work at my sons daycare due to work pressure. And now I feel like it’s happening all over again but for more financial reasons. I enjoyed working almost 2yrs but there is no benefits, shift/time changes, or raises. I really like the owner but no body can just call out of work due to sickness because of child/teacher ratios. Even my husband is telling me to leave, simply... More
I don’t know what to do anymore about my fiancé and giving gifts. We’re currently expecting our second any day now and we have an 11m old as well. I haven’t worked in over a year, so I try not to spend a lot of money on unnecessary items/gifts. Like I don’t even buy lunch food for me I just eat leftovers and cereal 🤦🏽♀️ but anyways, I made him a very special gift for Valentine’s Day and he has... More
What are some other savings options we could set up for our kids, other than a regular savings account? I know there are options for saving towards an education, but the kids are getting money as gifts, so I’d like it to be theirs to do with as they please when they’re older. It would be nice to have it grow more than .01% over the next 10-15 years.
How do other SAHM’s have their money set up? We currently have all joint accounts, but it’s just not working. My husband is the only one that makes money and he is very critical where his money goes. For example: When I get groceries or household items he will see the transaction on the bank account, then ask me, “What did you buy at Walmart? What did you buy at Target? What did you buy at Dol... More
My husbands grandfather gives his grandchildren $100 every year for Christmas. Since marrying his grandson, I have been included in that. This year, he asked everyone to tell him what we spend it on. I asked my husband why and the reason he gave me was “He likes feeling useful.” I’m a little grumpy about this ‘gift’. It feels like he gave money to all his grandkids so that HE could feel good. ... More
Just looking on what’s the average costs per kid depending on the age & whether it’s your own, a godchild, a relative, a friend’s, etc. Please share your thoughts. I found the link below as I google it. https://pinholepress.com/blog/the-complete-guide-how-much-should-you-spend-on-childrens-gifts/
I have 3 boys (8,7,2). My husband and I have been struggling mainly with the older 2 when it comes to their belongings. We bought my 7 year old a new pair of shoes a couple days ago and they're already destroyed. I understand that they're kids and that they are boys and they play outside and things will get dirty. But we are not well off financially and struggled just to buy them each ... More
What’s the standard for gifting the woman who watches my son one day a week? She operates a daycare. There is also another woman who co-runs it. I was thinking $25 to each plus a gift card for another $25 each... I’m new at this so any insight is appreciated.