Money

Tips and discussions about saving money and discounts, generating extra income, financial planning, working from home, and more.

Anonymous posted in Child Care Wednesday

Do you give your nanny a raise each year?

We plan to give our nanny a holiday bonus, but is it also common to give a raise each year?

  • Elisabeth
    Today

    I raise the rent on my tenants every year: I also raise what I pay my nanny and house cleaner.

  • Desirae
    Today

    Nanny here! I’d say a bonus is sufficient. And raise on hire date seems standard.

Holiday bonus/tip for daycare provider

What’s the standard for gifting the woman who watches my son one day a week? She operates a daycare. There is also another woman who co-runs it. I was thinking $25 to each plus a gift card for another $25 each... I’m new at this so any insight is appreciated.

  • Sammie
    Dec 08

    I am my son's daycare teacher. I want to get my coworker something though, but I'm not sure I can afford anything this year. 😔 She does so much to help me out and she loves my son as well as the other children. I want to repay her for all she does and I don't know how.

  • Sarah
    Saturday

    The best gift is a coffee gift card or local spa gift card

Kiarra posted in Money Nov 29

At home jobs!

I’m a stay at home mom and I miss working so I was wondering if anyone knew of any stay at home jobs hiring?! Please and thank you in advance

  • Kiarra
    Nov 30

    But thank you alllll for you suggestions I’ve been looking in to all of them!!

  • Shelby
    Nov 30

    You could be a homebased travel agent and make 80% of your sales

Anonymous posted in Money Nov 28

Stay at home jobs for introverts.

Hi All! Can anyone reccomend some stay at home jobs that doesn't involve sales or customer service? Thanks in advance.

  • Leah
    Nov 28

    Medical Coding. You need to go to school for it though.

  • Veronica
    Nov 29

    Fill out survey. Not sure about how effective or pay it is.

Anonymous posted in Holidays Nov 28

Standard wedding monetary present?

Is $100 check a typical wedding check present amount? My husband and I attended the wedding of a co-worker and I’m unsure of what amount is appropriate to give. Thanks!

  • Julie
    Nov 28

    Agree with Amy as well...when I was fresh out of grad school and just working my way up in the corporate world, $50-75 was what I could afford so that’s what I gave. I’m pretty frugal though and try to never give or spend beyond my means.

  • Anonymous
    Dec 03

    Agree with earlier poster “cover your plate.” Depends where you live/wedding is. I’m in northeast people typically give a few hundred dollars, but everything is expensive here. Been to weddings elsewhere and felt that much would have be almost garish.

Best Cyber Monday deals

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  • Karla
    Nov 26

    Lovevery has 20 dollars off on any purchase over 100

  • Anne
    Nov 26

    ModCloth 40% off everything with no minimum order

Anonymous posted in Holidays Nov 26

Stay at Home Parents and Christmas

This is my first Christmas as a stay at home mom...how did you stay at home parents cope with not having money to buy your partner or your side of the family Christmas gifts? I just want to cry. I feel so horrible. My family completely understand but it just hurts my heart so bad, I love being able to give during the holidays.

  • Anonymous
    Nov 27

    My side of the family is huge compared to his. He’s mentioned he wants to buy everyone on my side a gift but we realistically can not afford it. His side is just his mom, sister, and nephew. I don’t like asking for money because it’s tight and my side is pretty well off compared to his. We don’t keep money separate. He keeps it all and Venmo’s me money when I need it for bills and things like t... More

  • Anonymous
    Nov 27

    I know it feels like his money because he's the one out at work, but he's making that money at your expense. If you weren't staying at home he would likely have to work less to be with them or pay a baby sitter. You shouldn't be left with nothing because of that. Have you tried talking to him about this? Just explaining that you don't know what to do for your side of the fam... More

Kailey posted in Money Nov 14

Looking for a job for a stay at home mom

Hi there, I have been a stay at home mom for 3+ years but I feel a huge urge to help my husband financially and I also feel like I’m ready to work a little with my youngest being a year. I was looking for any serges toons on jobs that are flexible with schedule and I can do from home. Any suggestions?

  • Autumn
    Nov 15

    There’s an app called Steady that you can download. It suggests several jobs that you can do on your own schedule. There’s lyft, Uber, UberEats, DoorDash, pet sitting jobs, teaching English to kids in China, dog walking, baby sitting, senior care, tutoring, etc. Truthfully though, I did some of those jobs and they helped at the time. Most of the stay at home jobs that have the real money comes ... More

  • Brienna
    Nov 16

    You could look into transcribing. I worked for a company called Telenotes from home, choosing my own hours.

Anonymous posted in Holidays Nov 08

Christmas is coming up fast and I am stressing financially!

I have 2 children who are young however, Christmas has always been the #1 holiday that I have always looked forward to. I am a single mom trying to make it by, and Christmas isn’t looking as bright as I thought it would be. Any suggestions or things you moms/dad have to make this still a special day for my little guys?

  • SkyeMarie
    Nov 12

    Focus on the true meaning of christmas. It isnt about the money or the presents.

  • Anna
    Nov 18

    Best thing to do especially at a younger age isnt gifts but spending the time. Get a few dollar tree gifts and do some crafts were baking we're reading about the holiday maybe find somewhere where you can take them to go help other children and need or families in need or to Old Folks hey don't get families for the holiday

Anonymous posted in Education Nov 04

Saving for college

Has anyone set up a college fund? Just curious which route people have taken. 529? Or other option? I’d like to get something started.

  • Gina
    Nov 06

    I went with a 529 as well as a savings account that she can't touch until she's 18. You don't necessarily have to go with your states 529 unless it's offer some tax benefits but you can choose any state and it doesn't matter where your child goes to school - some states have really low fees which are better.

  • Jean
    Nov 16

    I have a savings account and custodial Roth IRA set up for my kid. I opened the savings account a week after she was born and the Roth when she was 3. I haven't added any money to the roth yet because the rules stipulate that the owner of a roth account must have earned income and I haven't found the best way of putting a 4 year old to work yet.

Anonymous posted in Holidays Oct 26

Ideas on inexpensive Christmas/birthday gifts for babies/toddlers?

Our circle of friends has so many kids, from newborn to 4 years old. Unfortunately I'm not in a position to get nice gifts for all of them for Christmas and all their birthdays. I need some ideas of inexpensive, yet fun and tasteful gifts.

  • Mike
    Oct 31

    I have setup a Little Fund account for my nieces, nephews and children of my closest friends. We put a little money in for the things the parents want to save up for. It’s not much money and really efficient when compared to shopping, wrapping and delivering. Parents so far love that they have less mess around too.

  • Elle
    Nov 12

    Cardboard box sports cars or space ships!

Kikipooh posted in Money Oct 25

Do any parents know any way to make extra income on the weekends

  • Kikipooh
    Oct 25

    It’s something that i will try.. I’m not doing anything else lol but yes three kids is one to many lol Thanks for the link

  • Emily
    Oct 25

    Lol I hope it helps!

Anonymous posted in Money Oct 23

How do you handle family finances in a two-income family?

Do you have separate/joint bank accounts or both? Do you have joint credit cards?

  • Kelly
    Oct 24

    We have a joint bank account for the bulk of our income and all household expenses. We also each have a “fun money” account where we each deposit $150/paycheck to spend 100% how we see fit.....generally for things we may want but don’t really “need”.....,ie, for whatever we determine is fun. I tend to save mine up for larger purchases, and my hubs tends to spend his down every few months (he ha... More

  • Tracy
    Oct 26

    We have 2 joint accounts one for spending(gas, groceries, home goods, fun) the other for bills & mortgage/rent. It’s worked for us for 8 years! We take the average of what our bills usually are and put it in the bills account. You maybe have extra but we save it for winter when bills are higher

Anonymous posted in Holidays Oct 23

Tomorrow is my Birthday!

Does any other moms have guilt when it comes to buying/doing things for yourself that are not practical? My husband wants me to get my hair and nails done for my birthday and I just can’t bring myself to do it. Not only would I have to bring my 7 month old with me, I’m 22 weeks pregnant, and I just feel bad spending that much money on myself for a one time thing! If it was on something that we ... More

  • Amber
    Oct 29

    Pamper yourself!! Take advantage of the time. You have to take care of yourself too! You earned this mamma!

  • Cryzana
    Nov 04

    I know exactly how you feel. For me kids come first and THAT makes me happy. My future in laws asked what I wanted for my Birthday and I said a Kids Bookshelf so the kids could have a place to store their books. They said: well that's for the kids what do you want? I was dumbfounded and had no clue what they were talking about. LoL Another time, my fiance simply took the kids and I on a... More

Anonymous posted in Money Oct 21

Jobs..

Does anybody know where can I apply to work from home? My son is 5 months and I need to work but I can leave him at a daycare. Thank you in advance.

  • Abigail
    Oct 22

    Indeed.com You can search what type of job you want and location and distance.

  • Heather
    Oct 25

    Do you mean you *can’t* leave your son at a daycare and that’s why you’re looking to work from home? What kind of work are you looking for?

Anonymous posted in Child Care Oct 19

Who covers medical bill if kid gets hurt

My daughter got hurt (dislocated arm) while at grandparents. Not negligence. If we have to take her to the doctors, are we the parents supposed to pay for the bill? Or could we ask/assume/expect grandparents to cover it since it was on their watch?

  • Birdie
    Oct 20

    If it were negligence & on their property, then maybe. But it’s not a personal injury case unless you decide to take it there. Which would really mess up your family. Sometimes an accident is just an accident & no one is to blame. If they want to reimburse or help that’s fine. But they’re under no legal obligation to pay.

  • B
    Oct 23

    I think it’s always the parents responsibility. It’s your kid. If it was their fault, maybe you could ask for help. Accidents happen, so even then it’s your job

Danielle posted in Money Oct 16

Struggling 😩

I’m a stay at home mom for almost three months now and I decided to get a job while being stay at home mom. How can I find a job that suitable for stay at home moms? Any advices?

  • Meredith
    Oct 21

    I started selling Rodan + Fields a little bit ago and I'm slowly making connections outside of the home. It's not a quick fix for income, but it does provide a lucrative income if you're willing to put some work into it. I guess it's commission based work.

  • Jennifer
    Oct 21

    What do you consider suitable for a SAHM? Something you can do at home or something with minimal hours? I work about 16 hours a week outside of the home on the weekends 6am-2pm and my husband watches the kids. I actually like it more than I thought it gives me the chance to get out of the house for a few hours but I still stay home. I’m really not sure if I should be considered a working mom or... More

Anonymous posted in Money Oct 10

Work from home

My husband and I have been really strapped for money lately. I’m a stay at home mom and I’m trying to find a way that I can financially contribute. Do you guys know of any jobs that are work from home that I can do during by baby’s naps/after she goes to bed?

  • Elle
    Oct 10

    Also, maybe you can baby sit kids in your neighborhood? Or walk dogs while wearing baby?

  • Alexis
    Oct 10

    The work at home summit has several speakers that give good ideas on work you can do from home, some with little to no upfront investment.

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