My child's daycare closed starting yesterday 3/23 but we have received a letter stating that we are still required to pay for tuition costs because they have utilities and the workers to pay. I know this is a tough time for everyone but why should I keep paying for services that I am actually not receiving. I love his current daycare but once this is all over, I may be switching because it ... More
Hi I’m 8 months pregnant and have a son that lives with me that is about to be 6 I just went on maternity leave but also got the flu and so did the rest the family so my bf who is the provider now has missed so much work and I’m so worried how we are gonna budget everything when the baby gets here next month I stress over everything any advice
I’ll be having my 2nd baby soon and I’m debating on whether to get an infant car seat or a convertible. Are infant seats safer than convertible seats for infants or something? I’m just trying to think ahead budget wise and where money will be best used on the long run BUT I also don’t want to compromise safety. Any tips would be appreciated!. Tia!
Hello everyone, I'm a little depressed as I'm planning my second child first birthday here. I brought the pictures and videos from my first child first bday and watched them. I feel like there was so much attention to her on that day. Everybody dressed up, so many gifts and decorations, balloons and bday cups and tissues. There was a big cake with her name on it and she was the princess... More
I am scheduled to babysit for a family tonight, and one of the parents just let me know that they will pay my base rate plus a tip at the end of the night. I've had other families give a tip, but most of the families for whom I babysit don't offer tips in addition to my hourly rate. I'm curious to know if tipping the babysitter is a relatively common practice? I'm also curious t... More
My in-home daycare is on the more expensive side ($375/week, 8-5, no meals). They charge for all holidays, and take 4 weeks of personal time (unpaid) that amounts to over 6 weeks off a year. They use to give us 2 weeks a year worth of "sick time" where you don't have to pay if you aren't there. (This at least offset some of the incredibly high price) They just announced that t... More
I want to teach my son financial literacy as soon as it’s best for him to grasp the concept. He’s 16 months old currently. I’ve got three questions: 1. What are some signs to look for that it’s the right time for him to start? I don’t want to start too young or too late. 2. What are your recommendations for techniques and reading materials? 3. Perhaps more pressingly: what are your recommen... More
What are you doing with money gifts given to young children? Mine is too young to “save or spend” his own money Sometimes I put it in his 529 account but this year the amount was very minimal.... sometimes I’ve used it to buy kid supplies and needs. Wondering what others do with cash given to kids 5 and under.
I’m a Nanny for a wonderful family. I usually never keep track of my hours because I have a lot on my plate and my Nanny family is usually keeping track. I recently started tracking my hours as to better budget myself before my paycheck arrives. Today I received my paycheck to find several hours worth of pay missing, I went back to my written hours and recounted them and the math was correct, s... More
Before my 10 month old son, I was very financially independent and never relied on anybody for anything. Until I became a stay at home mom. My husband is always very supportive with my decision to stay at home but financially it’s getting difficult. Always having to ask him for money for my and the babies needs makes me feel so worthless. I feel like my decision to be a SAHM has put us in the h... More
Does anyone use coupons for grocery shopping? I feel like this is a dumb question, but I’ve tried websites and looking in the mail for flyers before and think I may be missing something because I rarely find coupons or they don’t seem to offer significant savings (usually I see promos for sales, but not a true “coupon.) I’m not trying to be an extreme couponer, but if it’s easy enough I’m inte... More
My husband and I are having trouble with renting a house. It seems we don't meet the standards needed to rent and although we make enough to pay for a nice home,[my husband and I each own our own companies for over 3 years now, makes $$$ steady income] no-one will give us the time of day because of our low credit. We are young starting up and our family is growing fairly rapidly to still be... More
My husband and I decided we want to move to Washington state from Kansas. It’s a lot more expensive there but we want to be closer to family! Any tips on selling everything/saving? Do’s and don’ts? What was your experience like moving to a different state. Thanks guys!
I want to leave my husband, but I’m too scared to be on my own. I’m currently a SAHM with nothing but a high school diploma. I just don’t see how it’s possible for me to financially support my baby if I leave. I will be able to stay with my mom for a while, but eventually I’d like us to live on our own. What kind of jobs do you single parents have? I know daycare is ridiculously expensive. Thi... More
Hi guys. I’m a single mom. I have SO much going on right now mentally that I feel like Such a mess. My daughters father was abusive so I worry about letting her see him. So far he’s been really distant with her but he says every once in a while that he wants to see her and of course my daughter wants everything to do with that. I don’t know how to handle it. I don’t trust him. I’m also living a... More