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Cost of Child Care in Maryland by Age, City & Type

Written by Tia Sauls | Feb 5, 2024 10:06:28 PM

Childcare costs in Maryland are among the highest in the nation, reflecting the state’s strong focus on quality early education and licensing standards. Costs vary based on the type of care, your child’s age, and where you live, from the D.C. suburbs to the Chesapeake Bay area. This guide breaks down what families can expect to pay and highlights resources that can make care more affordable.

Learn how to find and apply for childcare assistance in Maryland.

Average Childcare Cost in Maryland by Type and Age

Below is a breakdown of the average monthly childcare cost in Maryland by type of care and age group, based on data from Child Care Aware of America and the Maryland State Department of Education.

Age Group Center-Based Care Home-Based Care
Infant (0–12 months) $1,350 $1,000
Toddler (1–2 years) $1,150 $920
Preschool (3–5 years) $1,000 $850
School Age (6–12 years, after-school) $720 $610

Maryland’s infant care costs rank among the top 10 most expensive in the U.S., largely due to high standards for staff qualifications and ratios.

Explore why daycare costs continue to rise.

Childcare Costs in Major Maryland Cities

Baltimore

In Baltimore, center-based infant care averages around $1,320 per month, while preschool programs cost about $1,050. Home-based care options can reduce costs by up to 20%.
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Silver Spring

Families in Silver Spring—part of the D.C. metro area—see some of the state’s highest rates, with infant care averaging $1,500 and preschool care around $1,200.
Search childcare in Silver Spring

Annapolis

In the capital city, infant care averages $1,400 per month, while home-based programs average closer to $950.
Explore childcare in Annapolis

Frederick

Frederick families can expect $1,200–$1,300 per month for center-based infant care, while preschool options average about $950.
Discover childcare in Frederick

Rockville

Rockville’s rates mirror Silver Spring’s, with infant care around $1,550 per month and preschool tuition near $1,200.
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Major Expenses That Childcare Programs Factor Into Their Costs

Several factors drive childcare pricing in Maryland:

  • Staffing & Qualifications: The largest expense. Maryland requires staff-to-child ratios and credentials that exceed federal minimums.

  • Licensing & Safety: Compliance with MSDE licensing adds to administrative costs.

  • Facilities & Insurance: Urban centers and older buildings raise operating expenses.

  • Curriculum & Enrichment: Many programs include early literacy, STEM, and social-emotional learning tools.

Hidden Costs Parents Should Keep in Mind

Beyond tuition, families should plan for additional expenses such as:

  • Enrollment and annual registration fees

  • Late pick-up charges

  • Supplies and activity fees

  • Meals and field trips

These can add $200–$400 annually to your total childcare budget.

Is Childcare Affordable in Maryland?

Despite being one of the wealthiest states, childcare affordability remains a challenge.

  • Infant care averages 12–15% of a median household income, far above the federal affordability benchmark of 7%.

  • On average, families spend $15,000–$18,000 annually for infant care in licensed centers.

Maryland’s strong early childhood standards ensure quality, but they also contribute to higher costs statewide.

Are There Options for Subsidized Childcare in Maryland?

Yes. The Maryland Child Care Scholarship Program helps income-eligible families afford quality care. The program covers part or all of tuition for licensed providers, including both center-based and family daycares.

Other programs include:

  • Head Start and Early Head Start: Free federally funded programs promoting school readiness. Learn about Head Start programs.

  • Military Fee Assistance: Available to military families through Child Care Aware of America.

  • Employer Benefits: Some Maryland-based employers offer dependent care FSA plans or childcare partnerships.

Other Ways to Make Childcare More Affordable

  • Use Dependent Care FSAs to pay with pre-tax income.

  • Claim the Child and Dependent Care Tax Credit on federal and Maryland state returns.

  • Consider in-home or nanny-share options for flexibility.

  • Explore part-time care or preschool-only hours for older toddlers.

Maryland Childcare Costs FAQ

How much does childcare cost in Maryland?

The average monthly cost ranges from $850 to $1,550, depending on age, care type, and city.

What is the most affordable childcare option in Maryland?

Home-based and family daycares are typically the most budget-friendly, averaging $900–$1,000 per month.

Does Maryland offer childcare assistance?

Yes. The Maryland Child Care Scholarship Program helps eligible families cover costs through direct provider payments.

Is preschool free in Maryland?

Some Maryland counties, such as Montgomery and Prince George’s, offer public pre-K programs for eligible 3- and 4-year-olds.

Can I claim childcare expenses on my taxes?

Yes. Maryland families can qualify for both state and federal childcare tax credits if they pay for care to work or study.