Daycare, Preschool & Parenting Resources & Articles

Cost of Child Care in Delaware by Age, City & Type

Written by Tia Sauls | Mar 25, 2024 10:28:27 PM

Finding reliable and affordable childcare in Delaware can be a challenge for families. Costs vary depending on location, the type of care, and your child’s age. This guide breaks down what parents can expect to pay, explores affordability benchmarks, and highlights ways to save on care through assistance programs and tax credits.

How Much Does Childcare Cost in Delaware?

The U.S. Department of Health and Human Services (HHS) defines affordable childcare as costing no more than 7% of a household’s income. While Delaware’s rates are close to the national average, many families still spend above this benchmark.

On average, families in Delaware spend around $12,000 annually, or about $1,000 per month for full-time childcare. This represents roughly 15–20% of the median family income.

Average Childcare Cost in Delaware by Type and Age

Age Group

Home-Based Care (Monthly)

Center-Based Care (Monthly)

Infants

$950

$1,100

Toddlers

$850

$950

Preschoolers

$800

$900

School Age

$700

$800

Home-based childcare tends to be slightly more affordable, but prices vary depending on provider experience, program quality, and location.

Average Cost of Childcare in Delaware by City

Childcare costs differ significantly across Delaware’s cities and towns. Urban centers like Wilmington often have higher rates due to increased demand and operational costs.

Wilmington, Delaware

As Delaware’s largest city, Wilmington’s childcare costs average around $1,100 per month. Families benefit from a range of licensed centers and early education programs.

Newark, Delaware

Families in Newark, home to the University of Delaware, pay an average of $950 per month for center-based care.

Dover, Delaware

The capital city offers slightly more affordable rates, averaging $900 per month.

Bear, Delaware

Bear’s suburban areas provide competitive childcare rates averaging around $850 per month.

Middletown, Delaware

In Middletown, families pay an average of $875 per month for full-time childcare. The town’s growing population has increased demand for both home-based and center-based programs.

If your city isn’t listed here, you can search by zip code on Winnie to find up-to-date rates and licensed programs near you.

Major Expenses Childcare Programs Factor Into Their Costs

Running a quality childcare program involves much more than daily supervision. Here are some of the largest expenses providers must manage:

  • Facilities: Rent, utilities, maintenance, and licensing costs.
  • Staffing: Programs must meet teacher-to-child ratios and pay competitive wages to retain qualified educators.
  • Materials and Furniture: Safety-certified toys, equipment, and classroom furnishings.
  • Meals and Snacks: Many programs provide nutritious meals, which contribute to tuition costs.

Hidden Costs Parents Should Keep in Mind

Beyond tuition, parents may encounter extra or occasional fees such as:

  • Registration and supply fees: $50–$150 annually to secure placement and materials.
  • Late pickup or early drop-off charges: $1–$5 per minute beyond scheduled hours.
  • Enrichment activities: Optional programs like music, STEM, or dance may add $10–$50 per class.
  • Field trips and transportation: Outings and transportation can add $15–$60 per trip.
  • Special events: Graduation, holiday, or parent participation days may require small contributions.

Asking for a full fee breakdown before enrolling helps avoid unexpected expenses.

Is Childcare Affordable in Delaware?

Although Delaware’s childcare costs align closely with the national average, affordability depends on income level and household size. Many families spend well above the 7% affordability benchmark.

Compared to neighboring states like Pennsylvania and Maryland, Delaware offers moderate childcare prices but faces similar challenges in accessibility and workforce availability.

Are There Options for Subsidized Childcare in Delaware?

Yes. Delaware provides several programs that help families reduce childcare costs:

  • Child Care Assistance Program (CCAP): Offers financial support for qualifying low-income families.
  • Head Start and Early Head Start: Federally funded programs providing free early learning and family support.
  • Military Child Care Fee Assistance: Available for eligible service members through Department of Defense programs.

For more details on how to apply, visit Why Is Daycare So Expensive?.

Other Ways to Make Childcare More Affordable

In addition to government programs, families can save through:

  1. Flexible Spending Accounts (FSAs): Use pre-tax dollars for childcare expenses.
  2. Tax Credits: Claim the Child and Dependent Care Tax Credit to offset annual costs.
  3. Part-Time or Shared Care: Consider nanny shares or part-week preschool programs.
  4. Employer-Sponsored Benefits: Some workplaces offer dependent care stipends or contributions.

Delaware Childcare Costs FAQ

How much of your budget should go to daycare in Delaware?

Financial experts suggest allocating 7–10% of income, but most Delaware families spend closer to 15%.

Is childcare tax deductible in Delaware?

Yes. Families may qualify for the federal Child and Dependent Care Tax Credit and employer-sponsored FSAs.

Are there free preschool options in Delaware?

Yes. Families can access Head Start or CCAP programs depending on income eligibility.

Why does childcare cost vary by city?

Costs differ due to rent, wages, and demand. Wilmington and Newark typically have higher costs than Bear or Dover.

What’s the best way to compare providers?

Visit programs, review all fees upfront, and compare licensed centers on Winnie.com.