Cost of Child Care in New Jersey by Age, City & Type

Childcare costs in New Jersey vary based on the child’s age, program type, and where you live. While New Jersey’s prices are generally higher than the national average, families across the state still face significant monthly childcare expenses. This guide breaks down what you can expect to pay and highlights resources that can help make childcare more affordable.

Average Childcare Cost in New Jersey by Childcare Type and Age

Below is a breakdown of the average monthly childcare cost in New Jersey by type of care and age group. These figures are based on statewide averages.

Data sourced from Winnie provider data and New Jersey statewide averages

Childcare Costs in Major New Jersey Cities

Based on Winnie’s provider data, here are the average costs families can expect across major New Jersey cities:

Newark

Families in Newark pay around $775 per month for childcare depending on age.

Jersey City

Jersey City is one of the most expensive cities in the state, averaging $1,770 per month for daycare.

Princeton

Princeton families can expect to pay around $1,225 per month on average.

Atlantic City

Daycare in Atlantic City costs an average of $800 per month.

Hoboken

Hoboken has some of the highest childcare prices in the state, averaging $2,160 per month

Major Expenses That Childcare Programs Factor Into Their Costs

Several factors influence New Jersey’s childcare pricing:

• Staffing and training: Qualified caregivers and teachers represent the largest portion of costs.

• Licensing and compliance: Programs must follow strict state health and safety guidelines.

• Facility and utilities: Centers maintain safe, age-appropriate environments.

• Educational materials and meals: Many programs include supplies, meals, and enrichment activities.

These elements ensure high-quality care but also increase overall program expenses.

Hidden Costs Parents Should Keep in Mind

Beyond tuition, families may encounter additional expenses such as: 

• Registration fees or deposits

• Late pick-up fees

• Field trip or enrichment charges

• Supplies or seasonal activity costs

Is Childcare Affordable in New Jersey?

Childcare affordability remains a challenge for many families. Infant care alone can account for 18% of the median household income, far above the federal benchmark of 7% for affordable childcare.

Families in high-cost cities like Jersey City or Hoboken often face even higher financial pressure.

Are There Options for Subsidized Childcare in New Jersey?

Yes. New Jersey offers several childcare assistance programs for eligible families:

• New Jersey Child Care Assistance Program (CCAP): Helps income-eligible parents pay for care.

• Head Start and Early Head Start: Free high-quality early learning for qualifying families. Explore Head Start.

• Military Child Care Fee Assistance: Helps active-duty families access affordable childcare. Military Fee Assistance.

New Jersey is also expanding access to free preschool for 3- and 4-year-olds across many districts.

Other Ways to Make Childcare More Affordable

Families can explore additional strategies to reduce costs:

• Flexible Spending Accounts (FSAs): Use pre-tax dollars.

• Child and Dependent Care Tax Credit for eligible expenses.

• Shared care arrangements (e.g., nanny share).

• Employer childcare benefits, if available.

New Jersey Childcare Costs FAQ

How much does childcare cost in New Jersey?

Most families pay between $950–$1,770 per month, depending on age, program type, and city.

What is the most affordable childcare option?

Home-based programs are often budget-friendly and may cost less than center-based care.

Does New Jersey offer childcare assistance?

Yes, families may qualify for CCAP, Head Start, or other assistance programs.

Is preschool free in New Jersey?

Many districts offer free preschool for 3- and 4-year-olds, with expansion continuing statewide.

Can I claim childcare expenses on my taxes?

Yes—eligible families can claim the Child and Dependent Care Tax Credit.