Providers

Childcare Assistance in Maryland

By Tia Sauls on November 17, 2025
Back to main Blog
Tia Sauls

Tia Sauls is an early education specialist who helps families and educators navigate the child care, early education, and K–12 landscapes.

Childcare costs in Maryland can take up a significant portion of a family’s monthly budget, especially in high‑cost areas. Thankfully, Maryland offers multiple programs to help parents afford licensed daycare, preschool, and school‑age care. This guide explains how to apply for childcare assistance, who qualifies, and which programs support families across the state.

Overview of Childcare Assistance Programs in Maryland

Maryland provides both state and federally funded programs designed to help families pay for daycare, preschool, and before‑ or after‑school care. Eligible families can receive subsidies, access free early learning programs, or benefit from federal tax credits.

How to Apply for Childcare Assistance in Maryland

Families apply for childcare assistance through the Maryland Child Care Scholarship Program (CCS), which is administered by the Maryland State Department of Education (MSDE).

You can apply:

  • Online through the MyMDTHINK portal

  • By downloading and submitting a paper application

  • Through your local DSS office

You’ll typically need:

  • Proof of income and employment or education status

  • Identification and proof of residency

  • Your selected licensed provider’s information

If approved, payments are issued directly to the provider, lowering the out‑of‑pocket cost for families.

Income Limits and Guidelines

Maryland’s Child Care Scholarship Program uses both income and household size to determine eligibility.

As of 2025, families earning up to 75% of the State Median Income (SMI) may qualify. For example, a family of four earning around $75,000–$80,000 annually may be eligible depending on circumstances.

Families participating in schooling, job training, or experiencing hardship may also qualify even if slightly above guidelines.

Key Childcare Assistance Programs in Maryland

Maryland Child Care Scholarship (CCS)

Description: Provides financial support to help families pay for licensed childcare while parents work or attend school.

Eligibility: Income‑based; parents must be working, enrolled in education, or in approved training.

Benefits: Scholarship funds are paid directly to the provider, reducing monthly costs for families.

Maryland EXCELS

Description: A statewide quality rating system for licensed providers. Families can search for high‑quality programs through Maryland EXCELS.

Eligibility: Open to all Maryland families.

Learn more: Visit MarylandEXCELS.org.

Early Childhood Programs

Description: Maryland offers numerous early learning initiatives, including Judy Centers, early intervention programs, and publicly funded Pre‑K for eligible families.

Eligibility: Varies by program; priority often goes to low‑income families or children with developmental needs.

Application: Contact your local early childhood provider or school system.

Federally Funded Programs Supporting Maryland Families

Child Care & Development Block Grant (CCDBG)

Maryland’s childcare scholarship system is funded in part by CCDBG. This federal grant ensures safety, staffing, and quality standards for participating childcare programs.

Head Start and Early Head Start

Head Start programs across Maryland offer free early learning, health, and family support services.

Find programs at HeadStart.gov.

Military Childcare Fee Assistance

Military families may qualify for fee assistance when civilian childcare is used instead of on‑base care.

Apply through ChildCareAware.org.

Child and Dependent Care Tax Credit

Families paying for childcare may qualify for federal tax credits.

Learn more at IRS.gov.

Conclusion

Maryland offers robust childcare assistance options to support families across the state. Whether accessing the Child Care Scholarship Program, public Pre‑K, or federal tax benefits, these programs make high‑quality childcare more affordable and accessible.

For deeper insight into nationwide childcare costs, visit this Winnie resource.

FAQ

How much does childcare cost in Maryland without assistance?

Infant care at licensed centers often ranges from $1,200 to $1,800 per month, depending on the region.

How do I know if I qualify for the Child Care Scholarship Program?

Eligibility is based on income, family size, and participation in work or education. Check the latest guidelines on the MSDE website.

Can I use childcare assistance for in‑home daycare?

Yes, licensed family childcare homes are eligible providers.

What if my income changes after receiving assistance?

Families must report changes to maintain eligibility. Support may adjust but does not end immediately.

Is there help for non‑working parents?

Some programs, such as Early Head Start or school‑based Pre‑K, may serve families who are not currently employed.