Tia Sauls
Tia Sauls is an early education specialist who helps families and educators navigate the child care, early education, and K–12 landscapes.
Childcare costs in Massachusetts are among the highest in the nation, reflecting the state’s strong demand for quality early education. While prices vary by city, care type, and a child’s age, most families find that infant care and center-based programs represent their largest monthly expense. This guide breaks down average costs and offers ways parents can make care more affordable.
Learn how to find and apply for childcare assistance in Massachusetts.
Average Childcare Cost in Massachusetts by Childcare Type and Age
Below is an estimate of what families across Massachusetts typically pay each month for licensed childcare. These averages include both center-based and home-based programs.
| Age Group | Center-Based Care | Home-Based Care |
|---|---|---|
| Infant (0–12 months) | $1,800 | $1,350 |
| Toddler (1–2 years) | $1,650 | $1,200 |
| Preschool (3–5 years) | $1,400 | $1,050 |
| School Age (6–12 years, after-school care) | $950 | $780 |
Data sourced from Child Care Aware and Massachusetts Department of Early Education and Care (EEC).
Childcare Costs in Major Massachusetts Cities
Boston
Boston parents face some of the highest rates in the state, averaging $2,000/month for infant care at licensed centers. Home-based programs average closer to $1,500.
Find childcare in Boston
Worcester
Families in Worcester spend around $1,550/month for infants and $1,250 for preschoolers, depending on the program type.
Explore childcare in Worcester
Springfield
In Springfield, parents pay an average of $1,400/month for infants in centers, and $1,100 for toddlers in home-based care.
Search childcare in Springfield
Cambridge
Cambridge ranks among the most expensive, with infant care averaging $2,100/month and preschool care about $1,600/month.
Discover childcare in Cambridge
Lowell
Lowell families typically pay around $1,500/month for infant care and $1,200/month for preschoolers.
View childcare in Lowell
Major Expenses That Childcare Programs Factor Into Their Costs
Several core factors drive Massachusetts childcare prices:
-
Staffing and training: Teacher wages are a major expense, especially in a state with strong licensing requirements.
-
Facility costs: Rent and utilities in high-cost areas like Boston and Cambridge push up tuition rates.
-
Licensing and compliance: Centers must meet EEC safety and educational standards.
-
Meals and materials: Many programs include healthy meals and early learning supplies.
These factors ensure high-quality care but also increase overall costs.
Hidden Costs Parents Should Keep in Mind
Families should budget for:
-
Registration or enrollment fees
-
Late pick-up penalties
-
Field trip or activity costs
-
Supply and uniform fees
These small additions can add up over the course of the year.
Is Childcare Affordable in Massachusetts?
Massachusetts consistently ranks among the top three most expensive states for childcare. According to the Economic Policy Institute, infant care costs average 18–20% of a median family’s income, well above the federal affordability benchmark of 7%.
Despite this, the state invests heavily in early education. The Massachusetts EEC offers several subsidies to reduce costs for qualifying families, and some cities provide local funding for pre-K and early learning initiatives.
Are There Options for Subsidized Childcare in Massachusetts?
Yes. Several programs can help families afford care:
-
Massachusetts Child Care Financial Assistance: Administered by the EEC, this program helps low- and moderate-income families pay for licensed childcare while they work or attend school.
-
Head Start & Early Head Start: Federally funded programs offering free early education to qualifying families. Learn more about Head Start and Early Head Start.
-
Military Fee Assistance: Eligible families may qualify for childcare subsidies through the Department of Defense. View program details.
-
Child and Dependent Care Tax Credit: Families can claim a portion of childcare expenses on their federal and state tax returns.
Other Ways to Make Childcare More Affordable
Parents can explore:
-
Flexible Spending Accounts (FSAs): Set aside pre-tax income for childcare costs.
-
In-home or nanny-share options: Shared care often lowers costs without compromising quality.
-
Employer childcare benefits: Some Massachusetts employers offer on-site childcare or reimbursement programs.
For additional context, visit Why Is Daycare So Expensive?
Massachusetts Childcare Costs FAQ
How much does childcare cost in Massachusetts?
The average monthly cost ranges from $1,050 to $2,100, depending on your city, your child’s age, and the care type.
What’s the most affordable childcare option in Massachusetts?
Home-based daycares are generally more affordable than centers, averaging about $1,100–1,350/month.
Does Massachusetts offer childcare assistance?
Yes. The Massachusetts EEC provides subsidies for working or student parents who meet income guidelines.
Is preschool free in Massachusetts?
While not universal statewide, some cities like Boston offer free or low-cost preschool programs through public schools and community partners.
Can I claim childcare expenses on my taxes?
Yes. You may qualify for the Child and Dependent Care Tax Credit, which reduces the cost of paid childcare.
