Cost

Childcare Assistance in Montana

By Tia Sauls on December 26, 2025
Back to main Blog
Tia Sauls

Tia Sauls is an early education specialist who helps families and educators navigate the child care, early education, and K–12 landscapes.

Childcare costs in Montana can take up a large portion of a family’s budget, especially for parents balancing work, school, or job training. The cost of licensed daycare and preschool reflects staffing needs, safety requirements, and early learning standards, which helps explain why childcare is so expensive for many families.

Because the average cost of daycare can be difficult to manage on a single income or a tight household budget, financial assistance programs play an important role. These programs can help eligible families reduce out-of-pocket childcare costs and maintain stable care for their children. Understanding how assistance works can help parents plan ahead and make informed choices.

Overview of Childcare Assistance Programs in Montana

Montana offers childcare assistance primarily through income-based subsidy programs that help families pay for licensed daycare, preschool, and other approved childcare settings. Assistance is designed to support parents and caregivers who are working, attending school, or participating in approved training programs.

These programs typically pay a portion of childcare costs directly to participating providers, while families contribute a copayment based on income and household size. Eligibility and benefits vary depending on family circumstances and available funding.

How to Apply for Childcare Assistance in Montana

Families apply for childcare assistance through the Montana Department of Public Health and Human Services (DPHHS). Applications are generally available online, with options for phone or in-person help through local offices.

Common documents requested during the application process may include:

  • Proof of income, such as recent pay stubs or benefit statements

  • Work, school, or training schedules

  • Information about household members

  • Details about the childcare provider

Families can start the application process through Montana’s official childcare assistance portal on the state DPHHS website.

Income Limits / Income Guidelines

Income eligibility for childcare assistance in Montana is based on household size, gross income, and family needs. Income limits are set using federal guidelines and may change over time.

For example, a family with one child and a single income may qualify at a different income level than a larger household with multiple children in care. Some families may qualify initially but need to complete periodic renewals to continue receiving assistance.

Best Beginnings Child Care Scholarship Program

Description of the Program

The Best Beginnings Child Care Scholarship Program is Montana’s primary childcare assistance program. It is designed to help eligible families afford licensed childcare while parents work, attend school, or participate in approved activities that support financial stability.

Eligibility Requirements

Eligibility for Best Beginnings generally depends on several factors, including:

  • Household income within program guidelines

  • Montana residency

  • Participation in work, school, or approved training

  • Child age and need for care

  • Use of a participating, licensed childcare provider

Priority may be given to families with greater financial need or specific circumstances.

Application Process

Families apply through the Montana DPHHS childcare assistance system. The process typically includes:

  1. Completing an online application or requesting assistance from a local office

  2. Submitting required income and activity documentation

  3. Choosing a participating childcare provider

  4. Receiving a determination notice outlining eligibility and copayment amounts

Benefits Provided

Best Beginnings helps cover a portion of childcare costs for approved daycare and preschool providers. Payments are usually made directly to the childcare provider, and families are responsible for a monthly copayment based on income and family size.

Federally Funded Childcare Assistance Programs

Head Start and Early Head Start

Head Start and Early Head Start are federally funded programs that support early learning, health, and family well-being for eligible children. These programs serve infants, toddlers, and preschool-age children from families with limited incomes.

Eligibility is generally based on income and child age, with some flexibility for families facing additional challenges. Families apply directly through local Head Start providers. Learn more about how these programs work in this overview of Head Start and Early Head Start.

Military Childcare Assistance

Military families living in or near Montana may have access to childcare support through Department of Defense programs and fee assistance options. These programs help eligible service members and their families access licensed childcare both on and off base.

Available options vary based on branch of service and duty status. More details are available in this guide to military childcare assistance.

Child and Dependent Care Tax Credit

The Child and Dependent Care Tax Credit is a federal tax benefit that may help eligible families offset some childcare expenses. Parents who pay for daycare or preschool in order to work or look for work may qualify, depending on income and family situation.

The credit is claimed when families file their federal income tax return and is based on a portion of qualifying childcare expenses. Eligibility rules and benefit amounts are set by federal tax guidelines.

Conclusion

Paying for childcare in Montana can feel overwhelming, but assistance programs are available to help families manage these costs. State programs like Best Beginnings, along with federally funded options and tax credits, can make childcare more affordable for eligible parents and caregivers.

Exploring these options early and understanding application steps can help families find stable childcare that supports both children’s development and parents’ work or education goals. While assistance may not cover all costs, it can provide meaningful support and greater peace of mind.

Frequently Asked Questions About Childcare Assistance in Montana

Is childcare assistance in Montana free?

Childcare assistance in Montana is not typically free. Programs like the Best Beginnings Child Care Scholarship help cover part of the cost of daycare or preschool, and families usually pay a copayment based on income and household size.

Can I get childcare assistance if I am working part time or in school?

Many families qualify for childcare assistance while working part time, attending school, or participating in approved job training. Eligibility depends on income, family size, and whether the activity meets program requirements.

Do I need to use a licensed daycare or preschool?

Yes. Most Montana childcare assistance programs require families to use a licensed or approved childcare provider. This helps ensure children are in settings that meet health, safety, and early learning standards.

How long does it take to get approved for childcare assistance?

Processing times can vary depending on application volume and whether all required documents are submitted. Families can often help avoid delays by providing complete income and activity information when they apply.

Can I keep childcare assistance if my income changes?

If a family’s income or work situation changes, they are usually required to report updates to the Montana Department of Public Health and Human Services. Some changes may affect eligibility or copayment amounts, while others may not.

Can childcare assistance be used for more than one child?

Yes. Eligible families may receive assistance for more than one child, as long as each child meets age and program requirements and attends an approved childcare provider.